Eliminate Your Business Processing Fees
Merchants on our Cash Discount Program save 100% on their processing fees!
If you're tired of losing a percentage of your revenue to processing fees, cash discounting is a cost-effective solution that puts money back in your pocket. It's a win-win for both you and your customers!
Se Habla Español!
Switch to LUXO for seamless payment processing and checkout experience.
In-Person Payments
Take payments effortlessly with smart terminals and full-featured POS systems. Accept tap-to-pay, Apple Pay, Samsung Pay, and Google Pay—all with no hidden costs.
Online Credit Card Processing
Grow your business by taking online payments. Boost sales by creating a simple checkout process and easy invoicing.
On-the-Go Payments
Accept payments anytime, anywhere with plenty of portable options available including cellular, wireless and Bluetooth terminals.
Get Started By Applying Today!
Processing
Cash Discount Processing (0 % Processing)
When you enroll in our 0% Processing Program, you can process unlimited credit card transactions and offset up to 100% of processing fees. Put your hard-earned money back into growing your business without having to raise your prices across the board to cover your fees!
Traditional
We offer competitive rates with transparent pricing, no hidden fees, No BS! Provide your statement for a free analysis and a work-up of how we can lower your fees and save you money!
New Business?
Just started your business and not sure what you need? We can help!
Contact us to book a free consultation.
6 Facts About Us
đźš«No Contractđźš«
Try us out without any risk and experience the savings and service firsthand!
Free Equipment
Qualified accounts can get free equipment to jump start their business at no cost!
Professionalize Your Business
We offer state of the art equipment and customizable options that best fit the needs of your business. Offer rewards and gift cards to increase revenue. Provide customers' digital and paper receipts.
Full Compliance
Our solutions meet all major credit card company compliance standards, ensuring your business is protected. Unlike Zelle, Cash App, or PayPal, our services won’t put your bank account at risk of being shut down.
24/7 Support
Having a personal certified agent on top of our quality merchant support gives you more time to focus on running the business and less time on the phone waiting for big companies to assist.
Invested in Your Growth!
This is not a one-stop transaction, this is a personal relationship. From tailored promotions to dedicated support and referrals, our goal is to save you money, increase your profits, and fuel your business growth. When you succeed, we succeed!
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We accept high-risk accounts, including liquor stores, vape shops, and businesses with ITINs—no Social Security number required!
All Types of Businesses
Use Luxo.
Food and Beverage
Restaurant, bakery, or food truck with customized orders.
Field Services
Services on the go, on site, or anywhere.
Salons and Barbers
Salons, barbers, and beauty professionals offering personalized services and products.
Conventions/Booths
For merchants, artisans, and exhibitors selling unique goods at conventions, trade shows, or pop-up booths.
How it Works
Apply
Complete your application in less than 10 minutes—online, over the phone, or in person. LUXO Merchant Solutions is here to assist nationwide.
Approval
Get your terminal set up and ready to take payments in less then two weeks!
Take Payments
Start accepting payments seamlessly. With your terminal fully set up, you’ll be ready to serve customers from day one!
Offer Financing to Your Customers
Want to help your customers pay for your services?
Get them loans from $5,000 - $100,000 with rates as low as 5.99%.
Contact us for more information.